Start Buying with a Bang – Expedite Your Home Purchase (See the end about how to be Pre-Approved in a few moments by our Lenders). Homebuying and refinancing can be complex. We make it more simple. How: A PreApproval – Quick start, this letter from a mortgage lender states the Continue reading → Continue reading... Begin Secure, No Strings Attached Home Loan Application Owner/Broker Matthew "Ozzie" Oswald has led teams in mortgage lending for 15 plus years.Any mortgage complication is solvable in his capable hands. Mortgage Loan Originator John Lentini has been a real estate broker and native to Asheville. His knowledge of the locale and coinciding industries supports you through the mortgage process. Loan Application Just above this is a loan application. It's completely secure and goes only to PennFirst Mortgages. Our lenders are some of the best in the industry.Or click here to go to the Long Loan Application.