How much mortgage can I qualify for? ·

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The first step in getting started. Realize your overall financing position to start down the correct path for your personal situation.

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Prequal gives you an approved amount on our letterhead. Give this to a seller with your offer to show you have the power to buy that home.

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How much mortgage can I qualify for?

Generally speaking, you can purchase a home with a value of two or three times your annual household income.

However, the amount that you can borrow will also depend upon your employment history, credit history, current savings and debts, and the amount of down payment you are willing to make.

You may also be able to take advantage of special loan programs for first time buyers to purchase a home with a higher value.

Give us a call, and we can help you determine exactly how much you can afford.