Loan Center Archives · PennFirst Mortgages

Success Strategies Whitepapers

Feel free to download these documents and keep them throughout the process. Or as a Realtor, save these whitepapers to prepare clients for the process of getting through a mortgage successfully.

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Begin Secure, No Strings Attached Home Loan Application

Owner/Broker

Matthew "Ozzie" Oswald has led teams in mortgage lending for 15 plus years.
Any mortgage complication is solvable in his capable hands.

Mortgage Loan Originator

John Lentini has been a real estate broker and native to Asheville. His knowledge of the locale and coinciding industries supports you through the mortgage process.

Free Annual Credit Report

Get your free annual credit report here: The site is the official authorized source for credit reports by the United States Federal Government.

Click Here: www.annualcreditreport.com

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Begin Secure, No Strings Attached Home Loan Application

Owner/Broker

Matthew "Ozzie" Oswald has led teams in mortgage lending for 15 plus years.
Any mortgage complication is solvable in his capable hands.

Mortgage Loan Originator

John Lentini has been a real estate broker and native to Asheville. His knowledge of the locale and coinciding industries supports you through the mortgage process.

What NOT to Do During Loan Process

Things homebuyers should avoid

Making other major purchases or applying for new credit can turn experience into big hassle.

Click Here to Download this Document PDF

If you’re not sure, ask

It’s important to understand that any major changes in Continue reading

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Begin Secure, No Strings Attached Home Loan Application

Owner/Broker

Matthew "Ozzie" Oswald has led teams in mortgage lending for 15 plus years.
Any mortgage complication is solvable in his capable hands.

Mortgage Loan Originator

John Lentini has been a real estate broker and native to Asheville. His knowledge of the locale and coinciding industries supports you through the mortgage process.

Start Loan Application (w/ Account)

Begin your loan application here! Get started quickly on your path to getting your home mortgage.

  • Completely Secure – Information goes only to PennFirst Mortgages
  • A professional mortgage broker from PennFirst Mortgages will contact you very soon.
  • Does NOT Continue reading
Continue reading...

Begin Secure, No Strings Attached Home Loan Application

Owner/Broker

Matthew "Ozzie" Oswald has led teams in mortgage lending for 15 plus years.
Any mortgage complication is solvable in his capable hands.

Mortgage Loan Originator

John Lentini has been a real estate broker and native to Asheville. His knowledge of the locale and coinciding industries supports you through the mortgage process.

Start Loan Application (Short)

Begin your loan application here! Get started quickly on your path to getting your home mortgage.

  • Completely Secure – Information goes only to PennFirst Mortgages
  • A professional mortgage broker from PennFirst Mortgages will contact you very soon.
  • Does NOT Continue reading
Continue reading...

Begin Secure, No Strings Attached Home Loan Application

Owner/Broker

Matthew "Ozzie" Oswald has led teams in mortgage lending for 15 plus years.
Any mortgage complication is solvable in his capable hands.

Mortgage Loan Originator

John Lentini has been a real estate broker and native to Asheville. His knowledge of the locale and coinciding industries supports you through the mortgage process.

Refinance – New and Better Rates

Due to mortgage industry laws, a refinance must make better monetary sense for you, the consumer.

PennFirst has a host of lenders who compete to give you the best possible rates. We determine this by going through the Refinance process. Continue reading

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Begin Secure, No Strings Attached Home Loan Application

Owner/Broker

Matthew "Ozzie" Oswald has led teams in mortgage lending for 15 plus years.
Any mortgage complication is solvable in his capable hands.

Mortgage Loan Originator

John Lentini has been a real estate broker and native to Asheville. His knowledge of the locale and coinciding industries supports you through the mortgage process.

Pre-Approval

Pre-Approvals for a loan greatly supports your options from lenders. This also determines loan amounts. Bringing a Pre-Approval to an Offer to Purchase ups your chances of the Offer being accepted by sellers. It also shows you mean Continue reading

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Begin Secure, No Strings Attached Home Loan Application

Owner/Broker

Matthew "Ozzie" Oswald has led teams in mortgage lending for 15 plus years.
Any mortgage complication is solvable in his capable hands.

Mortgage Loan Originator

John Lentini has been a real estate broker and native to Asheville. His knowledge of the locale and coinciding industries supports you through the mortgage process.

FAQ about Loans

See Below for Common Questions about the mortgage process.

  1. How do I know how much house I can afford? Click for Answer
  2. What is the difference between a fixed-rate loan and an adjustable-rate loan? Click for Answer
  3. How is an Continue reading
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Begin Secure, No Strings Attached Home Loan Application

Owner/Broker

Matthew "Ozzie" Oswald has led teams in mortgage lending for 15 plus years.
Any mortgage complication is solvable in his capable hands.

Mortgage Loan Originator

John Lentini has been a real estate broker and native to Asheville. His knowledge of the locale and coinciding industries supports you through the mortgage process.

PennFirst Preapproval – 10 Minutes to Preapproval

 

Equal Housing Lender Logo - V1PennFirst Preapproval – 10 Minutes to Preapproval

Hi,

We appreciate your interest. To quickly begin your Preapproval by our accredited brokerage, call or fill the form below:

Your Name (required)

Your Phone Number (required)

Your Email (required)

Subject

Your Message

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Begin Secure, No Strings Attached Home Loan Application

Owner/Broker

Matthew "Ozzie" Oswald has led teams in mortgage lending for 15 plus years.
Any mortgage complication is solvable in his capable hands.

Mortgage Loan Originator

John Lentini has been a real estate broker and native to Asheville. His knowledge of the locale and coinciding industries supports you through the mortgage process.

PreQualification

 

Pre-qualification is the first step in determining your ability to commit to a mortgage loan. Begin here by entering your information below:

Notes:

  1. Purchase Price: Value of home to buy.
  2. Down Payment: Amount given to bank upon getting loan. Continue reading
Continue reading...

Begin Secure, No Strings Attached Home Loan Application

Owner/Broker

Matthew "Ozzie" Oswald has led teams in mortgage lending for 15 plus years.
Any mortgage complication is solvable in his capable hands.

Mortgage Loan Originator

John Lentini has been a real estate broker and native to Asheville. His knowledge of the locale and coinciding industries supports you through the mortgage process.